image of a man signing a contract

What Are The Advantages & Disadvantages Of Hire Purchase?

What Are The Advantages & Disadvantages Of Hire Purchase? Hire purchase offers a practical route for businesses who are looking to use commercial finance packages in order to fund the acquisition of costly assets, such as machinery and vehicles which are essential for their day-to-day operations.  Using hire purchase to fund these goods allows companies […]

image of a couple discussing their house move

Can You Get A Mortgage On Benefits & Universal Credit?

Can You Get A Mortgage On Benefits & Universal Credit? In the UK, benefits have long played a crucial role in supporting individuals and families, giving them extra income and providing financial stability in times of need. However, trying to navigate the path toward homeownership when you are claiming benefits is not straightforward.  While the […]

A graphic that shows what mortgage lenders are looking for on your bank statements when you apply for a mortgage

Why Do Mortgage Lenders Need To Check Bank Statements

Why Do Mortgage Lenders Need Bank Statements & What Are They Looking For? When you’re trying to get onto the property ladder, there’s an immense amount of documentation you’ll need to prepare and provide to mortgage lenders – bank statements being one of the most crucial to the underwriting process.  Bank statements are there to […]